How your business can respond to today's environment

  • Take contactless card payments curbside, in store, online, by phone, or on the go during deliveries or service calls
  • Help overcome cash flow challenges by adopting new payment technologies that keep sales flowing, and offer you a way to get your funds as soon as the next business day
  • Make it easier for customers to pay using digital wallets like Apple Pay® since COVID-19 has accelerated the adoption of digital wallets. This also reduces the need for your staff to handle a physical card or cash
  • Look for point-of-sale solutions equipped with tools to help you manage your business. Build menus, issue invoices, support item deliveries, email receipts, conduct marketing, monitor sales remotely, and more

How businesses are adopting new payment methods

4 actions small businesses are taking to help them navigate today's environment

This webcast explains how customers' payment behaviors are changing, and the opportunities this creates for small businesses.

Watch webcast

Small business story: Amy’s Apples

A brick-and-mortar business develops an online presence using Authorize.Net to reach new consumers across the U.S.

Watch video

Count on us to help your business adapt quickly

We’re here to help you adjust how you accept card payments from customers, and get access to your funds quickly without restricted access or extra fees you may experience with other payment processors. We offer as soon as next day access to your funds when you settle into a Wells Fargo business deposit account.1

Wells Fargo - Money

New small business customers can get up to $75 back to help cover equipment purchases and certain fees during their first 3 months. No coupon codes needed or additional forms to fill out. $75 back will not be applied to any third party fees. Terms and Conditions apply. Refer to offer details in the disclosure section of this page.2,3

Explore and choose payment processing products that best meet your needs — or answer a few questions, and we'll suggest the best solution for your business.

Open a new Wells Fargo Merchant Services account.

Receive up to $75 back to help cover equipment purchases and certain fees during the first three months. Will not be applied to any third-party fees. Terms and conditions apply. Refer to offer details below.

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Hear from our customers

“At the start of the COVID-19 pandemic, I had to close the doors of one of my locations because I didn't have a way to take a card payment from my customers, and still follow the social distancing guidelines.


Luckily, with the help of Wells Fargo, I was able to remain in business. They helped me set up Clover equipment to take orders and payments curbside and still follow social distancing guidelines.”

- Nikki Hung, owner, Griddle Mongolian Grill, Eastvale, CA

“Our retail wine business, Silverlake Wine, has never been so disrupted as it has by the onset of COVID-19. We searched for solutions to help us simultaneously offer our products online and provide a nimble platform to process a high volume of orders, all the while keeping our brand identity intact.


With Wells Fargo’s assistance we were able to seamlessly transition to an online platform that is intuitive, scalable, and reliable. Without it, there is no way we could meet and create demand for our wine, beer, and spirits. The addition of this quick tech has turned these uncertain times into times of economic prosperity and exponential growth for our company."

- April Langford, owner, Silverlake Wine

Gain more flexibility for accepting payments

Open up new sales channels for your business

Authorize.Net lets you accept card payments through a website or by phone, via digital invoices, and even curbside with a secure mobile app and card reader.

Learn more

Enjoy all-in-one convenience

Clover Flex is a wireless point-of-sale device with a built-in printer, camera, and QR scanner, plus access to hundreds of Clover business management apps.3

Learn more

Accept card payments with your mobile device

Clover Go works with your smartphone or tablet to accept payments almost anywhere. Send customer receipts via text or email.

Learn more

Explore your possibilities

Feel confident with flexible payment solutions that support you now and as your business changes over time.

View the Accept card payments brochure

It’s easy to get started

View product options now

Customers who have questions about their Merchant Services account or need support can call us at 1-800-451-5817. Due to impacts from our response to the COVID-19 situation, response times may be longer than usual. Customers with an account manager should contact their account manager directly for support.

  1. 1 When depositing into a Wells Fargo business deposit account. Please refer to the Merchant Services Terms and Conditions and Operating Rules or Program Guide for additional information.

  2. 2 Offer valid only for new Wells Fargo Merchant Services (WFMS) small business accounts opened April 1, 2021 – December 31, 2021. Limit one offer per merchant location. Maximum reimbursable amount is $75 total on Covered Fees that are reimbursable. Covered Fees paid by the merchant will be reimbursed if the amount was incurred during the first four billing cycles after account open date. “Covered Fees” are limited to equipment purchases or rental fees, WFMS recurring monthly fees, wireless fees, setup fees, and processing fees and expressly exclude all third-party fees (including Clover® software or other fees), WFMS non-compliance fees (including ACH reject, chargeback and non-validation PCI compliance) and any other fees or fines not listed. Any reimbursed amount will appear as a credit on your Merchant Services statement on the following month's statement after the fees are billed. You are responsible for any shipping and handling fees and any applicable taxes. Most Clover devices require a Clover software plan for an additional monthly fee per device. Clover charges a fee for this software that is subject to change. If you submit an application online and you want to purchase more than one piece of equipment when you open your account, or if you want to purchase equipment not offered through the online application, please call us at 1-855-274-3030 or contact your Merchant Services specialist to complete your application. Please contact us if you have any questions. If the total Covered Fees are less than $75, the remaining amount is forfeited. WFMS account must be in good standing at the time the offer is applied. Cannot be combined with any other WFMS offer. Offer subject to change at any time.

  3. The Clover® name and logo are trademarks owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and registered or used in the U.S. and many foreign countries. Clover devices require a Clover software plan. Clover will charge a fee for all of their software plans. This fee is subject to change and applies to all devices except Clover Go. Wells Fargo is not the proprietor of the Clover apps. Clover apps may have additional fees.

  4. 3 Clover devices require a Clover software plan for an additional fee. Clover charges a fee for this software and you will be billed directly from Clover. This fee is subject to change and applies to all devices except Clover Go. Availability of certain software plans, applications or functionality may vary based on your selected Clover equipment, software or industry.

Wells Fargo Merchant Services and Wells Fargo Bank, N.A. do not provide and are not responsible for third party software or applications, including those offered by Clover. Clover software, applications and other third party applications that may be available through Clover or in the App Market are subject to the terms and conditions of the developer and may include additional fees subject to change at any time. Those software and App Market application fees are disclosed in the Clover App Market or your Clover dashboard and are in addition to the Wells Fargo Merchant Services fees listed within your Agreement.

You may settle your Merchant Services funds to an account at the financial institution of your preference. When you use a Wells Fargo account for settlement or other Merchant Services purposes, you must use a Wells Fargo business deposit account.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Merchant Services are provided by Wells Fargo Merchant Services L.L.C. and Wells Fargo Bank, N.A. Merchant Services are not deposit products. Wells Fargo Merchant Services L.L.C. does not offer deposit products and its services are not guaranteed or insured by the FDIC or any other governmental agency.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. The App Store is a service mark of Apple Inc.

Authorize.Net is a wholly owned subsidiary of Visa®.

The Clover® name and logo are trademarks owned by Clover Network, Inc., an affiliate of First Data Merchant Services LLC, and registered or used in the U.S. and many foreign countries.

Griddle Mongolian Grill and Silverlake Wine are customers of Wells Fargo Bank.

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